Pondering Life....

I have been up a good part of the night, with my brain in overdrive. Trying to figure "Stuff" out. Where I am going, what I am doing. Am I doing the right thing for me?? For my family? Am I  overcommitting?

I work full time, I teach 5 classes a week, I have 2 part time home based businesses that I work on. Plus a house, 3 kids and Husband!
Yes, its alot to think about.

I still make 90% of the sports, 100% of the functions and manage to have everyone where they need to be, sometimes with a little help of friends/family.

What crossed my mind...
My debts! The house, one car, the pool, the bills...I mean really? A monthly cell bill is $250 for 5 people. Car insurance....they just keep coming. I think about people that I know, that make half what I earn, and wonder how they drive great cars and have big houses. Then it made sense, they too, are highly likely to be be a slave to the loans for them.
When I got divorced, I had virtually nothing, starting over.
So, I went out and bought "STUFF". TV, furniture, computers, household goods.
Well, since I need this "stuff" to help me in everyday life, I had to have it.
So, I charged up the credit cards.I had a car payment, I had a house payment, I had credit card debt. And I owed a lawyer $9000....

People thought I was doing great. But in reality, I was living a life of quiet desperation. Living paycheck to paycheck. Probably not making the best financial decisions.
So, in hindsight, I really didn't need all that stuff. It just made life a bit tougher.
I went on thinking that my salary and paycheck would cover it. But it didnt. It didn't account for those extra costs, like a broken car, or higher electric bill. I took another job, to rid the debt.

It wasn't until recently that I realized something. You will never make as much for your hard work,  if someone else is making a decision about what you are paid.
You can bust you butt, and it won't get you far. You might get a little raise, but it won't be very much.
To truly be financially free, you have to do something different. You have to be the decision maker. You have to do something "outside the box".
So, I leave you with this..

Don't sit back and hope that things will take care of themselve, go MAKE IT HAPPEN!!

Stay with the Fight, Barb